Knowing Better but Not Doing Better
There seems to be something about human nature that prevents too many people from dealing with and planning for the future. Most retail investors use their company sponsored 401(k) or similar plan to secure their futures. The most important part of investing for the future is starting early and the longer you wait to save for retirement, the more expensive it becomes. Fortunately, most investors are aware of this fact but sadly there always seems to be another priority that prevents investors from consistently saving for something that is unavoidable, old age and retirement. If you know it is coming, then why not be prepared? The most obvious reason people indicate for not saving is that they cannot afford to save for retirement but what about those that can save but do not make it a routine part of their savings plan? Ironically, according to a survey done by The Motley Fool, people felt they were too young to start saving for retirement. Unfortunately, delaying saving for retirement by ten years could easily double the amount of monthly savings required to meet your goal of retiring at 65 with a million dollars, for example.
However, it is not too late for retail investors who have waited to start an adequate savings plan. Fortunately, for those who delay, there are higher returning investment solutions that are far superior to the typical buy and hold strategies employed by most retail investors. If you are an investor that uses a financial adviser, then you should ask about other actively managed approaches that might work better and provide higher returns than the overall market. Chances are your financial adviser is not going to have an in-house solution that is available but there is nothing that prevents them from partnering with third-party advisers who might have better solutions. Unfortunately, third-party solutions are difficult to come by because they are fee heavy and fail to outperform the market indices before and after fees.
Professional investors who provide third-party solutions to investment companies are unable to deliver solutions that are affordable and cannot make a profit. Using expensive technology and large staffs to provide research necessary to try to find a competitive advantage does not work as the staff and tech equipment costs render the solutions too costly to be profitable. Fortunately, expensive tech and large staffs are not necessary to provide affordable and effective solutions to investment companies when using strategies that are based on fundamental investing. Using a value approach is much more cost friendly as stock picking only requires intellectual capital and robust screening software capable of locating the stocks meeting the necessary criteria to build a market-beating portfolio. Like any other skill, picking stocks to build an outstanding portfolio requires a great deal of study and dedication to a chosen process. At Investoristics, we can find stocks and build market beating portfolios and easily deliver those solutions to investment companies with a basic advisory relationship.
If you did not know, now you know, effective investment solutions are available, and they do not have to be out of reach for retail investors or investment companies looking to provide outstanding solutions to new markets. Alternative investments like crypto currencies are not necessary to add higher returns to client portfolios, just a fresh approach to investing in stocks with all the necessary liquidity required for moving in and out of positions with ease. Tired of losing money by investing in strategies that do not make sense? Get significantly higher returns and lower market risks versus any market index by partnering with us. Interested in finding out more about building low-cost solutions that are superior to buy and hold solutions? If so, please reach out to us at your earliest convenience and we will be happy to help.
