Posts by Darryl H

Investing during turbulent economic times can be a daunting prospect for many people. The natural instinct of many investors is to withdraw their investments from the stock market during a downturn, hoping to avoid losses. However, history has shown that investing during market downturns can lead to higher returns over the long term. Investing during…

Investing in the market is a difficult task, and it becomes even more challenging when the market is experiencing a downturn with unique and puzzling features. As investors encounter statements like, “Every market downturn is different, and the current one has some unique and puzzling features” this highlights the challenges that investors face in such…

Environmental, Social and Governance (ESG) has become a hot topic lately but is it right for retail investors? Of course, that depends on your goals as an investor. If you care about the environment and other issues, then maybe it’s right for you but at what cost? Investing in the ESG landscape might limit your…

Retail investors and institutional investors are two different groups of investors who have different characteristics and investment goals. Institutional investors are large organizations, such as pension funds, mutual funds, and insurance companies, that invest large sums of money in financial markets. On the other hand, retail investors are individual investors who invest their own money…

With the recent popularity of ChatGPT and other AI chatbot platforms, we asked ChatGPT what the secret to Warren Buffett’s investment success was and the response was the six points nicely summarized below. We thought the response hit the nail on the head and was well written. Does this mean that we can all invest…

Runs on the banking system as well as constant reports on inflation and its threat to the American economy are running rampant in the news. Markets as well as investors might be overreacting to the news, especially as the market and investment professionals attempt to reprice securities in light of the turmoil. What is even…

John Templeton said that “Bull markets are born on pessimism, grown on skepticism, mature on optimism, and die on euphoria.” Simply said but clearly misunderstood by many investors. Mr. Templeton also said that the most expensive four words in the English language are “This time it’s different.” It seems that investors never learn and are constantly asking…

Earnings season is a good time to reflect on your stock picks but is there more beyond reflection? That would depend on the type of investor you are, but long-term investors need not worry about earnings season. Whether or not a company meets, beats, or misses an earnings expectation is certainly of interest to investors…

Investing in the stock market is stressful for many investors and the stress and emotions can lead to poor decision making. Avoiding bad decisions is a key component of achieving market-beating returns. However, no matter how seasoned you are as an investor, emotional decision making is difficult to avoid in times of market turbulence. The…

Building a better mouse trap when it comes to investing means developing a better approach to achieving higher investment returns relative to the appropriate index. How can this be accomplished? The answer is with simplicity and a focus on the fundamentals. For individual investors who have the time and interest, it is certainly possible to…