Posts by Darryl H

There seems to be something about human nature that prevents too many people from dealing with and planning for the future. Most retail investors use their company sponsored 401(k) or similar plan to secure their futures. The most important part of investing for the future is starting early and the longer you wait to save…

With the recent collapse of FTX, investors of all types are learning that nothing in life is free and that there is always a price. Unfortunately, not just the wealthy got burned but also some retail investors who had more invested in speculative assets than they should have. It is amazing how many people are…

Diversification always seems to be a topic of discussion in the investment world, and everyone seems to need it, from individual investors to large institutional investors. Diversifying your investment portfolio involves adding a variety of assets that are not similarly correlated and move in opposite directions as market conditions change over time. Of course, theoretically,…

It’s election time again and investors want to know what the respective parties can do to get the economy back on the right track. Currently, high inflation is the talk of the day, but can your favorite politician or political party really help? We think not since inflation is mostly a supply-side issue of which…

Successful investing is all about picking the right investment strategy that suits your unique skills and abilities. Success in the markets can be defined in several ways but we define successful investing as the ability to outperform the market over time with higher returns and lower risk versus any market index. Investors have many ways…

When market turbulence hits, are you emotionally prepared or equipped to deal with it? Many investors, even those who are professionals, are often victims of their own emotions or that of their clients. A big part of investing is not just about skill but having the necessary intestinal fortitude to stick with a strategy that…

If you are an investor that likes to follow financial market pundits, it is best to know their odds of being right. Studies show that in aggregate, financial pundits get it right a little less than 50 percent of the time. At the end of the day, most pundit predictions are likely wrong and should…

For retail investors, purchasing stocks has become a casual experience much like owning the latest gadget. Unfortunately, too many retail investors are purchasing stocks without rhyme or reason for their purchases. Countless television commercials now advertise services that claim to help you get the most from your investment dollars by using the latest investment platform.…

In light of the continuing turbulence in the stock market investors are naturally looking for answers on how to stay afloat. Where then might money managers find safety especially, considering the likelihood that many investors have significant equity exposure? There are many prominent investors with opposing views on the stock market with some claiming that…

Recently the Fed has had a lot to say about rising inflation and its plans to get it under control. Unfortunately, not everyone believes the Fed is going about fighting inflation the right way with some implying that time is needed to allow the recent rate hikes to work before considering more. Fed Chairman Powell…