Posts by Darryl H

For retail investors, purchasing stocks has become a casual experience much like owning the latest gadget. Unfortunately, too many retail investors are purchasing stocks without rhyme or reason for their purchases. Countless television commercials now advertise services that claim to help you get the most from your investment dollars by using the latest investment platform.…

In light of the continuing turbulence in the stock market investors are naturally looking for answers on how to stay afloat. Where then might money managers find safety especially, considering the likelihood that many investors have significant equity exposure? There are many prominent investors with opposing views on the stock market with some claiming that…

Recently the Fed has had a lot to say about rising inflation and its plans to get it under control. Unfortunately, not everyone believes the Fed is going about fighting inflation the right way with some implying that time is needed to allow the recent rate hikes to work before considering more. Fed Chairman Powell…

As investors seek higher investment returns to help achieve their financial goals, where should they look? Before searching for someone or a particular strategy or combination of strategies to meet your outperformance expectations, maybe the first question to ask is, can you outperform the stock market over time? Unfortunately, conventional wisdom suggests that outperforming the…

When it comes to investing, there are numerous ideas on the table, but the most successful will have the same underlying theme. Ultimately, successful investors want to find a way to buy stocks that are worth more than the initial purchase price when sold. The investment holding period, which can range from days to years,…

Are you relying too heavily on bonds in your portfolio? The role of bonds in a portfolio has typically been to dampen volatility within your investment holdings but overusing them can be detrimental to meeting your long-term financial goals. For investors, all you need to achieve your financial goals is the right combination of stocks,…

Perfectly timing the stock market is a losing proposition and will likely result in failure. However, there are investors who feel that market timing is helpful and therefore hedge their bets based on their forecasting models. If those bets are correct, then there is a lot of money that can be made. But on the…

The Sharpe Ratio is essentially a measure of risk adjusted return which measures investment return per unit of risk. Presumably, the higher the Sharpe Ratio the better. Many quantitative investment firms require potential portfolio managers (PMs) to be able to demonstrate their ability to build investment portfolios with Sharpe Ratios exceeding a certain value. Again,…

As investors read the daily financial news and listen to their favorite investment gurus on television or the internet, who should they trust? All can agree that the stock market has risen over time at an average rate of about 10% per year and that likely will continue over the long term. Unfortunately, many investors…

If you have a financial adviser, then you probably have a way of determining if your adviser is a good fit or not. Usually, investment track-record and trust are two of the biggest factors when it comes to determining whether or not you are happy with your adviser. Being a financial adviser is essentially a…