Posts by Darryl H

If you were to Google “Market Predictions for 2023” most of the findings would suggest that the 2023 stock market is in for a rough ride. However, there are pundits who would argue that markets are due for an increase in value. However, negative market sentiment seems to dominate when it comes to predictions about…

First, don’t panic and look on the bright side. Secondly, tune out all of the financial pundits and stick to your investment strategy. Third, have the proper historical perspective. Remember, investing is not just about financial concepts, mathematics, and statistics, but rather having the right temperament to avoid the emotional traps of fear and greed.…

History has a way of repeating itself and in this case the historical data could provide some comfort for investors with money invested in the S&P 500 or other equity-based indices. Calendar years following midterm elections have yielded some insightful information. Since 1935, the year after the midterm election in 1934, the S&P 500 has…

Whether young and wealthy or older and wealthy, your goals regarding investing your money are the same. In fact, all investors would prefer investments that are stable and go up more than down with upside potential and returns exceeding those of the market averages. According to a study by Bank of America Private Bank, 75…

One of the best ways to develop trust in something is to be familiar with its history. As an investor, if you do not have a historical perspective of your asset allocation strategy then you will probably lose sleep worrying about your investment portfolio. Unfortunately, whether you are a retail or professional investor, being constantly…

It certainly seems like the sky is falling but it is not the first time, and it will not be the last time that you have this feeling. The crypto market is in chaos, the yield curve is inverted, all major stock market indices are down for the year, but the holiday season is fast…

There seems to be something about human nature that prevents too many people from dealing with and planning for the future. Most retail investors use their company sponsored 401(k) or similar plan to secure their futures. The most important part of investing for the future is starting early and the longer you wait to save…

With the recent collapse of FTX, investors of all types are learning that nothing in life is free and that there is always a price. Unfortunately, not just the wealthy got burned but also some retail investors who had more invested in speculative assets than they should have. It is amazing how many people are…

Diversification always seems to be a topic of discussion in the investment world, and everyone seems to need it, from individual investors to large institutional investors. Diversifying your investment portfolio involves adding a variety of assets that are not similarly correlated and move in opposite directions as market conditions change over time. Of course, theoretically,…

It’s election time again and investors want to know what the respective parties can do to get the economy back on the right track. Currently, high inflation is the talk of the day, but can your favorite politician or political party really help? We think not since inflation is mostly a supply-side issue of which…