Archive for March 2022

In recent years financial pundits have declared that the 60/40 portfolio is officially dead and can no longer provide a stable stream of income from its component parts, 60% stocks and 40% bonds. The rationale behind declaring the death of this commonly used allocation is that bond yields are so low that allocating 40% of…

For the average retail investor, trying to understand the financial markets can be extremely overwhelming but it should not be. The first thing that any investor should understand about financial market commentary distributed through any form of media is that it is often not relevant to most personal situations. The only use for such information…

For all Investors, whether retail or institutional, fundamentals should be driving the bulk of your decisions when it comes to stock picking. The goal is to buy stocks whose potential for growth is greater than the broader market, otherwise you should just invest in a broad market index like the S&P 500. Our goal here…

For most investors, simplicity is better. However, far too often investors have either too many investment strategies or no strategy at all. One of the major drawbacks of having multiple equity strategies is that it is not necessary, confusing, and can be more costly. It is understandable why a family of mutual funds would have…

First, what is a back-test? A back-test is going back in time to evaluate an investment strategy that you think can provide returns greater than the broad market as defined by the S&P 500 or another popular index. There are software programs out there that allow you to back-test a strategy. However, if you have…